SERVICES

SERVICES

Find a solution that is right for you

Whether you’re buying your first home, a seasoned investor or a business owner, we are here to help you achieve your dream.

We give you an edge in exploring more options through access to a large range of lenders, network of professionals and our expertise in all things lending, including:

First Home Buyers

Buying your first home doesn’t have to be a daunting experience. By focusing on understanding you and your goals, we can guide and support you through every step of the process. We take pride in using our expertise to avoid any pit falls and empowering you with the knowledge and confidence of a holistic solution.

Investment Loans

A good investment plan is one that works toward building your wealth and securing your financial freedom. Investment loans are structured in a specific way that allows you to make the most of your assets! The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches. The best time to plant a tree was 20 years ago, the second-best time is today.

Commercial Loans

At True Wealth Finance, we know your business is your passion and your dream. That’s why it’s so important for us to understand. We can help you explore your options and find a real solution whether you are looking to purchase a commercial property, take on a commercial development or finance your business’s capital needs.

Standard variable & fixed rate loans

The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.

Honeymoon Loans

A loan with lower repayments for the first six to twelve months is often called a Honeymoon Loan. After the ‘honeymoon’ the loan becomes a standard variable loan and the repayments increase. Make sure that you can meet the higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period to switch to another loan type.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.

Insurance

We also specialise in helping you secure your loan and financial freedom by offering risk and life insurance. Through our valued partnership arrangements, we are able to offer our clients a range of different insurance opportunities. This service offers free consultation and even if you are happy with your current insurer for your home, business or any other insurance requirement, call the office for a second opinion on price and cover.

Property

True Wealth Finance partners with people who are at the pinnacle of what they do. Our property network is made up of an A-team of professionals and businesses that share a passion for property and whose knowledge of this industry is unsurpassed.
With their forward-thinking approach and an extensive research and analysis to back up their recommendations, True Wealth Finance’s property partners tests the waters before you jump in.
What they do best:

  • Residential Homes
  • Investment Properties
  • Commercial Properties
  • Property Management
  • Conveyancing/Legal
  • Financial Planning
  • Depreciation Schedules
  • Accounting
Get in touch with us today!