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Understand what is going on in the financial industry

We work hard to make sure that you understand what is going on in the financial industry.

Our communication initiative ensures that you are kept up to date through useful and informative communication pieces.

Thinking of buying your first home and don’t know where to start? Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status. Here are some tips to help you get started. 1. Think about why you want...

Offset accounts and redraw facilities work in similar ways; they both allow you to reduce the balance of your home loan, and therefore the interest charged, by applying extra money to your debt. Offset accounts are like savings accounts that function alongside your home loan. You generally have your...

Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans. Being a guarantor generally means using the equity in your own property as security...

It is so important to find a property manager who will knows their market well to ensure they will maximise the return on your investment and do the best job of keeping the tenants happy and will get you involved only when you want to be. A property manager’s role includes...

Refinancing to renovate a property is a significant decision that will hopefully improve your standard of living or add substantial value to your property. Refinancing isn’t as straightforward as you might expect. The type of renovation proposed goes a long way to dictating the loan required. If the wrong...

There’s an old saying, “Never judge a book by its cover.” This is also true for houses. Open inspections are opportunities to flick through the pages, and here’s how to take full advantage. Use Your Senses Sniff, peer, listen and feel as much as you can. Your nose might...

We are now in an age where the power of choice is in your hands more than ever. As the home loan market becomes increasingly complex, more people are turning to a finance broker to take advantage of that and here are some of the reasons why. Finance brokers can save...

Lender’s Mortgage Insurance (LMI) is required in many instances when a loan is worth more than 80 per cent of a property’s purchase price, as well as in some other circumstances. In very basic terms, when a lender considers a loan to carry a high risk, LMI is likely payable....