Services

Finance

True Wealth Finance is no ordinary broker. We have access to a large range of lenders, which gives us the edge to explore more options and find a solution that’s exactly right for you.

Whether you’re leaving the nest for the first time, or a seasoned investor, True Wealth Finance can offer you credit advice, support and solutions. Contact us today for a no obligation consultation. It’s one of the wisest things you can do for your money, and your future.

What we can help you with:

Home Loans

Features of loans can vary considerably. Interest rate, loan term, methods of paying off the loan, fees and total costs. These are just some of the considerations we can work with you to fully understand and determine which loan is most suitable for you.

Investment Loans

A goal without a plan is just a wish and if your goal is to secure your financial freedom and build your wealth, investing is definitely a good plan. We can help you structure a loan that will allow you to make the most out of your assets while minimising the impact to your lifestyle.

Bridging Loans

Have you found or bought your new home before selling your existing one?  Timing is not always perfect, a bridging finance solution can get help relieve that pressure in between homes.

Asset Finance

We offer competitive and easy solutions for equipment or asset finance which includes motor vehicles or commercial equipment.

Insurance

The question of what would happen to your family, home, or business if your income were to stop from unforeseeable circumstances is often overlooked. We have selected partners that can assess your insurance needs and offer tailored solutions.

The information provided is general in nature only. Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

Property

True Wealth Finance partners with people who are at the pinnacle of what they do. Our property network is made up of an A-team of professionals and businesses that share a passion for property and whose knowledge of this industry is unsurpassed.

With their forward-thinking approach and an extensive research and analysis to back up their recommendations, True Wealth Finance’s property partners tests the waters before you jump in. Contact us today so that we can put you in touch with the right people, and help you make the best property investment decisions for your future.

What they do best:

–              Residential Properties

–              Investment Properties

–              Commercial Properties

–              Property Management

–              Conveyancing/Legal

–              Depreciation Schedules

–              Accounting

The information provided is general in nature only. Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.

FAQs

What does a mortgage broker do?

Mortgage brokers are professionals in the home loan industry. We work with you to determine your borrowing needs and how much you can borrow. Brokers like us have access to a wide variety of loans and options. This means we can find a solution that’s just right for you.

Why should I use a broker if I can go with a bank?

When we talk about a ‘loan product’ we are referring to the thousands of options that are currently available for you for your loan. The question you face is ‘which loan is right for me?’ And that is where a mortgage broker comes in. If you go direct to the bank, you will only be offered the loan options available through that one lender. As your mortgage broker, we do all the leg work for you. We are across many lenders and all of their loan products and our sole purpose is to find the right loan for your needs. Your full financial situation would need to be reviewed prior to acceptance of any product or offer.

How much can I borrow?

Depends on how much you have saved for a deposit, what your current expenses are and your circumstances. Give us a call and we can go into your options in more detail, or for an approximate guide, you can check out the loan calculator on our site!

Should I go fixed or variable?

That depends on what is most important to you. Is it paying off you loan as quickly as possible? Or perhaps you want the security of guaranteed payments. There are pros and cons to either option and we can only determine the right solution for you after fully understanding your financial situation and goals.

Which banks or lenders do you deal with?

We have access to a large range of banks and lenders. These include the major banks, second tier and credit unions, which allows us to look for more options and find a solution that suits you.

Who sets the interest rates?

The Reserve Bank of Australia meets on the first Tuesday of each month to determine the official cash rate for the country. This is just one of the many factors that banks and lenders use to independently set their own official rates.

The information provided is general in nature only. Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.